| ELITE MORTGAGE SERVICES, INC. |
| CONTACT US NOW Phone: (239) 354-0058 Fax: (888) 607-4420 info@elitemortgageservicesin c.com |
We try to make getting pre-qualified as convenient as possible. If you are ready now, simply select the type of loan you
would like to pre-qualify for. We are available to help you every step of the way.
Just call us at (239) 354-0048, (888) 607-4420 Fax, or e-mail info@elitemortgageservicesinc.com
would like to pre-qualify for. We are available to help you every step of the way.
Just call us at (239) 354-0048, (888) 607-4420 Fax, or e-mail info@elitemortgageservicesinc.com
 | Purchase Pre-Qualification |
| Refinance Pre-Qualification |
| Home Equity Pre-Qualification |
| Lot Loan Pre-Qualification |
| Commercial Loan Pre-Qualification |
| Construction Pre-Qualification |
| Construction Permanent Pre-Qualification | |
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Full Documentation & Stated Income
Full Doc
A full doc loan is one that requires that the borrower present all necessary documents, including income verification to
be considered for the home loan. This type of loan usually offers lower rates because it is less risky for the lender. On
the other hand, if you are self employed you may not have all of the required documents and should look into a stated
income loan.
State Income
Stated income home loans allow those who are self employed or do not have documentation of earned wages to state
a wage on the mortgage application and qualify for a mortgage based on that stated income. The advantages of
stated income home loans allow those who are self employed or do not have documentation of earned wages to state
a wage and qualify for a mortgage based on that stated income. The advantages of a stated income loan are that the
borrower does not need to verify income and approval is generally faster than with traditional home loans. The
disadvantages of this type of loan are that interest rates and the required down payments are often higher than with
traditional home loans.
Full Doc
A full doc loan is one that requires that the borrower present all necessary documents, including income verification to
be considered for the home loan. This type of loan usually offers lower rates because it is less risky for the lender. On
the other hand, if you are self employed you may not have all of the required documents and should look into a stated
income loan.
State Income
Stated income home loans allow those who are self employed or do not have documentation of earned wages to state
a wage on the mortgage application and qualify for a mortgage based on that stated income. The advantages of
stated income home loans allow those who are self employed or do not have documentation of earned wages to state
a wage and qualify for a mortgage based on that stated income. The advantages of a stated income loan are that the
borrower does not need to verify income and approval is generally faster than with traditional home loans. The
disadvantages of this type of loan are that interest rates and the required down payments are often higher than with
traditional home loans.